États-UnisIRS Required Minimum Distribution (RMD Age 73)FinanceIRS Required Minimum Distribution (RMD) SECURE 2.0 Act Calculator
Calculate mandatory annual taxable withdrawals from Traditional IRAs, 401(k)s, and 403(b)s starting at age 73 (SECURE 2.0 Act) using the IRS Uniform Lifetime Table.
Données du Simulateur
En temps réelMandatory Annual Required Minimum Distribution (RMD)
Monthly Equivalent RMD Distribution
1,797.39 $/yr
RMD as Percentage of Total Balance (%)
3.92 %
Détail du Calcul
Méthodologie de Calcul
Annual RMD = Prior Year End Account Balance (Dec 31) / IRS Life Expectancy Factor from Uniform Lifetime Table (e.g. Age 73 = 26.5 factor, Age 75 = 24.6 factor).
Avertissement Légal et Pédagogique
Under SECURE 2.0, RMD age is 73 (rising to 75 in 2033). Roth IRAs do not require lifetime RMDs. Missing an RMD incurs an IRS 25% excise penalty (reduced to 10% if corrected).
Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.
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