アメリカFHA Loan Mortgage Insurance (MIP 1.75% + 0.55%)財務・給与US FHA Loan, 3.5% Down Payment & Mortgage Insurance (MIP) Calculator
Calculate your Federal Housing Administration (FHA) home loan costs: 3.5% minimum down payment, Upfront Mortgage Insurance Premium (UFMIP 1.75% added to loan), and monthly annual MIP (0.55%).
入力パラメータ
リアルタイム自動計算$/mo
クイック選択:
3.5 %
3.5 %20 %
計算結果FHA Loan Mortgage Insurance (MIP 1.75% + 0.55%)
Monthly FHA Mortgage Insurance Premium (MIP)
286.38$/mo
Upfront Mortgage Insurance (1.75% UFMIP Financed)
5,910.63 $/mo
Minimum Cash Down Payment Required
12,250 $/mo
詳細な計算内訳
Base Loan
337,750 $/mo
Upfront UFMIP (1.75%)
5,910.63 $/mo
Total Financed Loan
343,660.63 $/mo
Monthly MIP
286.38 $/mo
計算方法と根拠
Base Loan = Home Price - 3.5% Down. UFMIP (1.75%) = Base Loan * 0.0175. Total Financed Loan = Base Loan + UFMIP. Monthly MIP = (Total Loan * 0.0055) / 12.
法的免責事項および案内
Under HUD guidelines, annual MIP is 0.55% for 30-year loans with 3.5% down and remains for the entire loan life if down payment is under 10%.
本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。
よくある質問 (FAQ)
Upfront MIP is a one-time 1.75% fee financed into your loan balance at closing; Annual MIP (typically 0.55%) is divided into monthly mortgage payments.
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