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USアメリカVA Home Loan & Funding Fee (0% Down)財務・給与

US VA Home Loan, 0% Down Payment & VA Funding Fee Calculator

Calculate your Department of Veterans Affairs (VA) home purchase loan, no-down-payment benefits (0% down, zero monthly PMI), and statutory VA Funding Fee based on first-time vs. subsequent use and disability waiver exemption.

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計算結果VA Home Loan & Funding Fee (0% Down)

Total Financed VA Mortgage Loan (Including Funding Fee)

$382,500

VA Funding Fee Added to Loan ($)

$7,500

Monthly Savings from Zero PMI Requirement

$234.38

詳細な計算内訳

Base Loan Amount
$375,000
VA Funding Fee
$7,500
Total Loan Balance
$382,500

計算方法と根拠

Funding Fee Rate = 2.15% (First Use, <5% down) or 3.3% (Subsequent Use, <5% down), reduced to 1.5% with 5-10% down, or 1.25% with 10%+ down. VA Funding Fee ($) = Base Loan * Funding Fee Rate.

法的免責事項および案内

Veterans with a service-connected disability rating of 10% or higher are 100% exempt from paying the VA funding fee.

本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。

よくある質問 (FAQ)

Veterans receiving VA disability compensation, surviving spouses eligible for DIC, and active-duty Purple Heart recipients are 100% exempt.
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