アメリカStudent Loan SAVE / IDR Repayment財務・給与US Federal Student Loan SAVE Plan & Income-Driven Repayment (IDR) Calculator
Calculate monthly federal student loan payments under the SAVE (Saving on a Valuable Education) / IDR plan based on 225% federal poverty line income protection and 5% (undergrad) to 10% (graduate) discretionary income caps.
入力パラメータ
リアルタイム自動計算$/mo
クイック選択:
1 persons
1 persons8 persons
計算結果Student Loan SAVE / IDR Repayment
Calculated Monthly SAVE / IDR Student Loan Payment
87.98$/mo
Protected Non-Taxable Income Threshold (225% FPL)
33,885 $/mo
Total Annual Student Loan Payment
1,055.76 $/mo
詳細な計算内訳
Protected Threshold
33,885 $/mo
Discretionary Income
21,115 $/mo
Monthly Payment
87.98 $/mo
計算方法と根拠
Discretionary Income = max(0, AGI - (Federal Poverty Line * 2.25)). Monthly Payment = (Discretionary Income * (5% to 10%)) / 12.
法的免責事項および案内
Under the SAVE plan, borrowers earning less than 225% of the Federal Poverty Guideline qualify for $0/month payments, and unpaid interest does not accrue.
本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。
よくある質問 (FAQ)
The SAVE plan protects 225% of the federal poverty guideline from payment calculations, resulting in $0 payments for singles earning under ~$32,800/yr.
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