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USEUAVA Home Loan & Funding Fee (0% Down)Finanças

US VA Home Loan, 0% Down Payment & VA Funding Fee Calculator

Calculate your Department of Veterans Affairs (VA) home purchase loan, no-down-payment benefits (0% down, zero monthly PMI), and statutory VA Funding Fee based on first-time vs. subsequent use and disability waiver exemption.

Dados de Entrada

Em tempo real
$
Seleção rápida:
$
Seleção rápida:
Resultado CalculadoVA Home Loan & Funding Fee (0% Down)

Total Financed VA Mortgage Loan (Including Funding Fee)

$382,500

VA Funding Fee Added to Loan ($)

$7,500

Monthly Savings from Zero PMI Requirement

$234.38

Detalhamento do Cálculo

Base Loan Amount
$375,000
VA Funding Fee
$7,500
Total Loan Balance
$382,500

Metodologia de Cálculo

Funding Fee Rate = 2.15% (First Use, <5% down) or 3.3% (Subsequent Use, <5% down), reduced to 1.5% with 5-10% down, or 1.25% with 10%+ down. VA Funding Fee ($) = Base Loan * Funding Fee Rate.

Aviso Legal e Educacional

Veterans with a service-connected disability rating of 10% or higher are 100% exempt from paying the VA funding fee.

Esta calculadora destina-se a fins educacionais e informativos. Os resultados não constituem consultoria financeira ou jurídica vinculativa.

Perguntas Frequentes

Veterans receiving VA disability compensation, surviving spouses eligible for DIC, and active-duty Purple Heart recipients are 100% exempt.
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