France Statutory Retirement Pension Calculator 2026 (CNAV & Pension Quarters)
Calculate your estimated French general regime state retirement pension (Assurance Retraite / CNAV) based on your Average Annual Wage (SAM over your 25 best years), full liquidation rate (50%), accumulated insurance quarters (trimestres), and discount/bonus factors in EUR (€).
Estimated Gross Monthly Base Pension (CNAV)
Calculator Inputs
Estimated Gross Monthly Base Pension (CNAV)
Estimated Gross Annual Base Pension
Applied Liquidation Rate
Quarters Status (172 Required)
Calculation Methodology
Base Pension = Average Annual Salary (25 best years) * Liquidation Rate (50% full rate) * (Validated Quarters / 172 required quarters). Early retirement without full quarters incurs a 1.25% penalty per missing quarter.
Important Legal & Educational Disclaimer
This tool calculates statutory base pension benefits under French CNAV regulations. Supplementary Agirc-Arrco points are added on official career statements.
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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