What is the repayment tenure for the remaining 75%?

The balance is repaid via interest-free monthly installments across 25 to 30 years before age 70.

What are the income eligibility limits?

Household net income must be between 24,000 DZD and 120,000 DZD (up to 6 times the national minimum wage SNMG).

AlgérieAlgeria AADL 3 HousingFinance

Algeria AADL 3 Housing Installments Calculator 2026 (Rent-to-Own Formula)

Calculate upfront tranche installments (25% down payment) and monthly rent-to-own repayments for AADL 3 state housing (F3 and F4 apartments) from the National Agency for Housing Improvement in DZD.

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Résultat Calculé

Total Apartment Price

0 DZD

Données du Simulateur

Apartment Configuration

Monthly Amortization Duration

Résultat Calculé

Total Apartment Price

0DZD

Total Down Payment (25% in 4 Tranches)

0 DZD

First Tranche (10% Upon Confirmation)

0 DZD

Monthly Affordable Rent Installment (75% Balance)

0 DZD

Méthodologie de Calcul

Down Payment = 25% of apartment price split across tranches (10% tranche 1, 5% tranche 2, 5% tranche 3, 5% tranche 4). Remaining 75% is amortized into affordable monthly rent payments over 25 to 30 years (300-360 months).

Avertissement Légal et Pédagogique

Calculated in accordance with Algerian Ministry of Housing executive decrees governing the AADL Rent-to-Own housing program.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.