États-UnisFHA Loan Mortgage Insurance (MIP 1.75% + 0.55%)FinanceUS FHA Loan, 3.5% Down Payment & Mortgage Insurance (MIP) Calculator
Calculate your Federal Housing Administration (FHA) home loan costs: 3.5% minimum down payment, Upfront Mortgage Insurance Premium (UFMIP 1.75% added to loan), and monthly annual MIP (0.55%).
Données du Simulateur
En temps réelMonthly FHA Mortgage Insurance Premium (MIP)
Upfront Mortgage Insurance (1.75% UFMIP Financed)
5,910.63 $/mo
Minimum Cash Down Payment Required
12,250 $/mo
Détail du Calcul
Méthodologie de Calcul
Base Loan = Home Price - 3.5% Down. UFMIP (1.75%) = Base Loan * 0.0175. Total Financed Loan = Base Loan + UFMIP. Monthly MIP = (Total Loan * 0.0055) / 12.
Avertissement Légal et Pédagogique
Under HUD guidelines, annual MIP is 0.55% for 30-year loans with 3.5% down and remains for the entire loan life if down payment is under 10%.
Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.
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