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USÉtats-UnisVA Home Loan & Funding Fee (0% Down)Finance

US VA Home Loan, 0% Down Payment & VA Funding Fee Calculator

Calculate your Department of Veterans Affairs (VA) home purchase loan, no-down-payment benefits (0% down, zero monthly PMI), and statutory VA Funding Fee based on first-time vs. subsequent use and disability waiver exemption.

Données du Simulateur

En temps réel
$
Sélection rapide :
$
Sélection rapide :
Résultat CalculéVA Home Loan & Funding Fee (0% Down)

Total Financed VA Mortgage Loan (Including Funding Fee)

$382,500

VA Funding Fee Added to Loan ($)

$7,500

Monthly Savings from Zero PMI Requirement

$234.38

Détail du Calcul

Base Loan Amount
$375,000
VA Funding Fee
$7,500
Total Loan Balance
$382,500

Méthodologie de Calcul

Funding Fee Rate = 2.15% (First Use, <5% down) or 3.3% (Subsequent Use, <5% down), reduced to 1.5% with 5-10% down, or 1.25% with 10%+ down. VA Funding Fee ($) = Base Loan * Funding Fee Rate.

Avertissement Légal et Pédagogique

Veterans with a service-connected disability rating of 10% or higher are 100% exempt from paying the VA funding fee.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Veterans receiving VA disability compensation, surviving spouses eligible for DIC, and active-duty Purple Heart recipients are 100% exempt.
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