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USÉtats-UnisStudent Loan SAVE / IDR RepaymentFinance

US Federal Student Loan SAVE Plan & Income-Driven Repayment (IDR) Calculator

Calculate monthly federal student loan payments under the SAVE (Saving on a Valuable Education) / IDR plan based on 225% federal poverty line income protection and 5% (undergrad) to 10% (graduate) discretionary income caps.

Données du Simulateur

En temps réel
$/mo
Sélection rapide :
1 persons
1 persons8 persons
Résultat CalculéStudent Loan SAVE / IDR Repayment

Calculated Monthly SAVE / IDR Student Loan Payment

87.98$/mo

Protected Non-Taxable Income Threshold (225% FPL)

33,885 $/mo

Total Annual Student Loan Payment

1,055.76 $/mo

Détail du Calcul

Protected Threshold
33,885 $/mo
Discretionary Income
21,115 $/mo
Monthly Payment
87.98 $/mo

Méthodologie de Calcul

Discretionary Income = max(0, AGI - (Federal Poverty Line * 2.25)). Monthly Payment = (Discretionary Income * (5% to 10%)) / 12.

Avertissement Légal et Pédagogique

Under the SAVE plan, borrowers earning less than 225% of the Federal Poverty Guideline qualify for $0/month payments, and unpaid interest does not accrue.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

The SAVE plan protects 225% of the federal poverty guideline from payment calculations, resulting in $0 payments for singles earning under ~$32,800/yr.
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